Ask an health insurance expert

There are three types of insurance intermediaries in Germany: insurance agent, insurance broker, fee-based insurance advisor.

We recommend getting advice from an insurance broker or a fee-based insurance advisor. Insurance advisors and brokers are liable for their advice and must prioritize the customer’s interest.

insurance broker

Consult an health insurance expert for free

Michael Ruppel

You can book a free consultation with Mr. Ruppel and clarify your doubts about health insurance in Germany.

Mr. Michael Ruppel founded and heads Expat Compass Germany and advises expats on private and public health insurance.

He has decades of experience in health insurance domain and has helped hundreds of expats in navigating the German healthcare system. 

Michael was friendly, professional and well prepared. He has been super helpful. Thanks a lot.
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Alexander
Super advice! Michael gave me the best advice despite my difficult initial situation. He is always positive and friendly and still manages to be factual and super competent – thank you very much!
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Naghmeh S.
Competent and patient advice. Mr. Ruppel gave me very good advice and showed a lot of patience. I am happy to recommend him.
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Swati R.

Why get advice from an health insurance expert?

German health insurance is a complicated product. There are several factors that must be considered before deciding which health insurance is best for you. An expert can guide you and help you pick the best option for you.

Insurance broker is liable for their advice. This means if the policy they recommended doesn’t offer the coverage you requested, they are liable to pay the damages incurred in the future.

health insurance finder

Tool: Health insurance finder

We have also created a tool to assist expats in Germany understanding the German healthcare system. Answer a few questions and the tool will tell which health insurance is a better choice and why in a particular situation.

We don’t ask for your email to use the tool. So, play with it to learn about private and public health insurance in Germany.