Get mortgage advice from an expert
A mere 0.25% interest difference can save you 9000€ in interest on a 400k loan. A good mortgage advisor can help you find the best deal.
The advice from a mortgage advisor is free and non-binding. They get paid by the banks on successful conclusion of the contract.
Be Informed, Be Protected, Be Ahead
Unbiased Advice
Ongoing Support
Expats centric
Service is FREE For You
Expert Knowledge
Property, Mortgage, & Taxes
Get mortgage advice from an expert
You can also get consultation on tax optimization and important insurance regarding buying a house in Germany.
What Do The Clients Say?
Our partner mortgage broker firm offer over 1000 consultations every year and have supported 1000s of people with finding the right mortgage in Germany.
I recently had the pleasure of working with Phil from the Finance for Expats Team, and I cannot recommend him highly enough. From the moment I reached out for assistance with securing a housing loan, Phil demonstrated exceptional professionalism, dedication, and expertise.
Phil’s friendly demeanor immediately put me at ease. He patiently answered all my questions and provided clear explanations throughout the process.
Phil’s deep understanding of the financial landscape was evident. He analyzed my situation thoroughly and tailored his recommendations to my specific needs.
Phil was always available, whether via phone, email, or WhatsApp. His flexibility made the entire experience seamless.
Phil’s ability to speak directly with the real estate agent was a game-changer. He resolved issues swiftly, ensuring a smooth transaction.
Phil went above and beyond mere loan advice. He offered whole-hearted support for other aspects of buying the house, demonstrating his commitment to my well-being.
In summary, Phil’s wealth of experience and knowledge ensured that every detail was taken care of from the beginning. If you’re looking for a finance agent who combines expertise with genuine care, look no further than Phil. He truly made my home-buying journey a positive and stress-free one.
Sharath Rokkam
I had the pleasure of working with Finance for Expats during my home loan and housing process, and I cannot recommend them highly enough! From the very beginning, they were professional, knowledgeable, and incredibly patient in answering all my questions. Phil Leuci took the time to understand my unique financial situation and guided me through every step of securing my loan, ensuring I made informed decisions along the way.
What truly stood out was their transparency and clear communication. I never felt in the dark about the process, and they were always available to address any concerns. Thanks to their expertise, I was able to secure a great mortgage rate and navigate the sometimes-overwhelming paperwork with ease.
If you’re looking for a reliable and trustworthy finance consultant, I highly recommend them. Their support was invaluable, and I’m beyond grateful for their assistance in helping me achieve my homeownership goals!
Ashwini Sawant
Tinu Sebastian
Sandeep Rathore
How it works?
Send a query
Receive a call to discuss your needs with an expert
Get personalized advice and mortgage offers
Frequently asked questions
Do the mortgage broker help me understand the property buying process in Germany?
Before looking for mortgage offers, you must educate yourself about the home-buying process in Germany. You should never invest hundreds of thousands of euros without doing your research.
To help you, we have written a book “Expats Guide to Buying a House in Germany.” The book explains the complete process and offers tips to help you save thousands of euros.
Besides that, we know the importance of having a trusted partner when buying a property in Germany. This is why we partnered with Finance for Expats. They will guide you through every step of the property-buying process.
Should I consult a mortgage broker or contact the bank directly?
We suggest our readers contact their home bank (where they have their current account), two more banks, and a mortgage broker. This way, you get an overview of the market and conditions you can get.
It also helps you in negotiating a better mortgage offer.
The advantage of contacting mortgage brokers is they can access several banks and help you find the best offer. A good mortgage broker can even assist you in evaluating the property and answering your home-buying process-related questions.
NOTE: When you contact banks directly, ensure you tell them you are making only an inquiry. This shouldn’t affect your Schufa score.
Why is the consultation with a mortgage broker free?
In Germany, the banks pay mortgage brokers a commission for a successful mortgage contract conclusion. This is why mortgage brokers offer free consultations to their clients.
Do I need a German visa to buy a house in Germany?
No, you don’t need a German visa to buy a property in Germany. However, you need a valid German resident permit to get a mortgage from a bank in Germany.
Banks prefer clients who have a permanent residence card (Niederlassungserlaubnis) or European or German citizenship. Blue card holders have limited mortgage options. However, the visa is only one of the several factors that affect your loan conditions.