Legal Insurance
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Deciding to get legal insurance
After taking a legal insurance policy
Don’t have money to hire a lawyer?
Contract cancellation letter
A sample letter you can use to cancel your legal insurance contract.
Best legal insurance for Expats in Germany
In our comparison and test, we found that Arag*—Aktiv-Premium, WGV—Optimal PBV, and KS-Auxilia*—Jurprivat are the best legal insurance plans.
Unfortunately, no legal insurance provider in Germany offers services in English. Insurance agents like Feather* and Getsafe* offer basic English support. However, when you need legal advice, you must contact the insurance company, which only offers advice in German.
Feather and Getsafe sell Roland’s legal insurance plans. Roland is rated very good by DISQ (rating agency).
WHAT is legal insurance?
Legal insurance (Rechtsschutzversicherung in German) covers the legal expenses derived from a legal dispute.
WHY do you NEED legal insurance?
If you want to assert your rights in Germany, you need a lawyer. Unfortunately, lawyers are expensive in Germany.
You may end up paying from a few hundred to thousands of euros in a legal dispute. This is why you need a legal insurance policy.
Types of legal insurance
Tenant
The cost of legal disputes related to the rental property is covered by tenant legal insurance.
Landlord
Land landlord legal insurance covers the cost of legal disputes related to your rented property.
Traffic
Traffic legal insurance covers the legal expenses of disputes related to road traffic.
Employment
Employment legal insurance covers the legal costs of disputes with your employer.
CLAIM legal insurance benefits
You find yourself in a legal dispute. You should immediately contact your legal insurance provider and get a confirmation of coverage.
Once you have the confirmation of coverage, hire a lawyer.
HIRE a lawyer
You can freely choose a lawyer only if your legal insurance contract includes the right to choose a lawyer. Otherwise, you have to rely on the lawyer recommended by the insurer.
Explore how to find a lawyer in Germany and what can you do if the insurer rejects the lawyer of your choice.
CANCEL legal insurance
You can cancel your legal insurance policy by giving three months’ notice before the end of the “insurance year.” Depending on your situation, you can even cancel the contract without notice.
Learn how to cancel your legal insurance contract correctly in Germany.
Legal aid
You cannot afford a lawyer and don’t have legal insurance. Don’t worry. You can still assert your rights by applying for legal aid at the local court.