Buy Now Pay Later Germany Gets a 14-Day Right to Cancel
Germany’s new consumer credit law takes effect on November 20, 2026. The law changes how Buy Now Pay Later (BNPL), small loans, and your overdraft (Dispokredit) are regulated. The Bundesrat
buy now pay later
Buy-Now-Pay-Later & Microloans Covered by Full Credit Rules
The Bundesrat approved Germany’s new Verbraucherkreditgesetz on May 8, 2026. Buy-now-pay-later services, microloans under €200, and fee-free credits are now covered by full EU consumer credit rules. Most provisions take effect November 20, 2026.