Blocked Account in Germany
You can find the trusted blocked account providers who help international students and expats meet visa requirements quickly and securely.
- Fully digital process with app support
- Quick blocked account opening and confirmation for visa purposes
- Fast blocked account setup tailored for students and expats
- Offer support in multiple languages including English
Open a Blocked Account

Fintiba
Frequently asked questions
What is a blocked account in Germany?
A blocked account is a special bank account required for many international students and expats. It shows you have enough funds to cover your living expenses while in Germany.
How much money do I need to deposit in a blocked account?
The required amount is set by German authorities and updated regularly. It represents the minimum annual living expenses you must prove for your visa.
The required amount for a blocked account (Sperrkonto) for students in Germany is €11,904/year (as of 2025)
Who needs a blocked account?
Most non-EU students and some expats applying for a visa or residence permit in Germany need a blocked account as financial proof.
How does the blocked account work?
You deposit the full required amount before your visa appointment. After arriving in Germany, you can withdraw a fixed monthly allowance until the account balance is used up.
How long does it take to open a blocked account?
You can open the account itself in as few as 10 minutes if everything goes smoothly (valid passport, all documents correct, OCR-verification works instantly).
If manual verification is needed (e.g. passport OCR doesn’t work, additional checks required), this can take up to 1 business day.
After opening the account, transferring the required blocked amount depends on the method you choose.
Once the full blocked amount is received, the blocking confirmation document is automatically issued within 24 hours. If you fall under special verification (source of funds, etc.), that confirmation may take 1-2 additional weeks.
