Blocked Account in Germany

Looking to open a blocked account in Germany?

You can find the trusted blocked account providers who help international students and expats meet visa requirements quickly and securely.

Open a Blocked Account

Fintiba

Services: Blocked Account
About: Fintiba is a Germany-based provider of digital solutions for international students. The company is best known for its blocked account services, which help students meet visa requirements for studying in Germany.

Frequently asked questions

A blocked account is a special bank account required for many international students and expats. It shows you have enough funds to cover your living expenses while in Germany.

The required amount is set by German authorities and updated regularly. It represents the minimum annual living expenses you must prove for your visa.

The required amount for a blocked account (Sperrkonto) for students in Germany is €11,904/year (as of 2025)

Most non-EU students and some expats applying for a visa or residence permit in Germany need a blocked account as financial proof.

You deposit the full required amount before your visa appointment. After arriving in Germany, you can withdraw a fixed monthly allowance until the account balance is used up.

You can open the account itself in as few as 10 minutes if everything goes smoothly (valid passport, all documents correct, OCR-verification works instantly). 

If manual verification is needed (e.g. passport OCR doesn’t work, additional checks required), this can take up to 1 business day.

After opening the account, transferring the required blocked amount depends on the method you choose.

Once the full blocked amount is received, the blocking confirmation document is automatically issued within 24 hours. If you fall under special verification (source of funds, etc.), that confirmation may take 1-2 additional weeks.

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