PKV stands for Private Krankenversicherung. It is a type of health insurance in Germany.
Private companies offer private health insurance. PKV covers your medical costs according to a private contract.
Good private health insurance plans offer faster access to specialists, private hospital rooms, and tailored cover for dental or international care.
You may be eligible for PKV if you are self-employed, a civil servant, or an employee who earns above the income threshold. If you choose PKV, your premiums depend on your age, health, and chosen services. Switching back to public insurance can be difficult later, so choose carefully.
