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State-Subsidised ETF Savings Account [Riester 2.0]

Germany is replacing the Riester-Rente (Riester pension) with a new state-subsidized investment depot. You’ll be able to invest that subsidized money directly into ETFs. The Bundestag passed the Altersvorsorgereformgesetz (private […]

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German Cities Can Join Anti-Extremism Alliances

German cities and municipalities may stay in alliances that fight right-wing extremism, as long as those alliances do not primarily serve to campaign against a specific political party. Germany’s highest

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German Public Health Insurance Proposed Reforms

Germany’s public health insurance system (GKV) is heading toward a financial crisis. To prevent its collapse, the German government has appointed an expert commission. This commission is called the FinanzKommission

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Germany Plans to Abolish Free Health Insurance for Spouses

The German government is planning to end the free dependent health insurance for spouses (beitragsfreie Familienversicherung für Ehepartner). According to reporting by Handelsblatt, the coalition is discussing replacing free coverage

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Cut Taxes by Shortening the Depreciation Period

If you own a rental property in Germany and are depreciating it over 50 years, you may be paying far more tax than you need to. A shorter depreciation period

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Germany Passes Critical Infrastructure Protection Law

Germany now has a law that requires energy providers, hospitals, water utilities, and transport operators to physically harden their facilities against attacks, sabotage, and disasters. This is called the Critical

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Germany Banned Lead Pipes in Drinking Water Systems

Since 12 January 2026, no drinking water pipe in Germany may contain lead, not even in trace amounts. This is now a hard legal requirement under the German Drinking Water

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New Schufa Score: How it’s Calculated

Since 17 March 2026, Germany’s credit agency Schufa (Schufa Holding AG) has switched to a new scoring system. For the first time, you can see your score for free, understand

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